Retail Financing Portfolio Management
Full Time
🕐 1 jam yang lalu
- 📍 Lokasi
- Jakarta
- 🎓 Pendidikan
- S1
- 💼 Pengalaman
- Min. 5 Tahun
Jurusan yang Dibutuhkan
Key Responsibilities
- Monitor and analyze the quality and performance of retail and partnership lending portfolios.
- Develop and maintain portfolio quality dashboards.
- Conduct vintage and cohort analysis based on disbursement period to identify portfolio trends/emerging risks and perform roll rate analysis including cure, stay, roll.
- Provide analysis and supporting data for CKPN/ECL calculation.
- Prepare portfolio forecasts, performance reports, and management presentations.
- Collaborate with Business, Risk, Finance, Collection, and Product teams to drive portfolio performance improvements.
Job Qualifications
- Bachelor's Degree (S1) in Finance, Economics, Statistics, Mathematics, Engineering, Computer Science, or related field.
- Minimum 5 years of experience in Portfolio Management, Credit Risk Analytics, Credit Portfolio Analytics or a similar function within the banking or financial services industy.
- Strong experience in vintage/cohort analysis, delinquency analysis, roll rate analysis, default and portfolio analysis.
- Proficient in Microsoft Excel, SQL, and Power BI/Tableau.
- Ability to identify key portfolio trends and provide meaningful insights.
- Strong analytical, communication, and stakeholder management skill